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Rates

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Current 2016 Annual Rates

Annual Premium For Each $50,000 of Term Life Insurance

Age
Amounts Up To $100,000
Amounts Over $100,000
Under 30
42.50
35.00
30-34
47.50
39.50
35-39
66.00
59.50
40-44
109.00
98.00
45.49
175.00
160.00
50-54
275.00
250.00
55-59
450.00
412.50
60-64
675.00
637.50
65-69
1050.00
950.00
Example:
The annual premium for $100,000 at age 37 is $132.00 (2 x $66.00)
The annual premium for $150,000 at age 37 is $178.50 (3 x $59.50)
The amount of life insurance will be reduced by 50% upon attainment of age 65.  Premiums do not reduce.  Insurance ends upon attainment of age 70.
The proposed insured must be actively at work (30 hours per week) on the day this insurance takes effect; if not this insurance will take effect when the proposed insured returns to work.  New York Life reserves the right to change premiums on any due date only if they are changed for all the other insured’s in the same insurance class. For example, a “class” is a group of insureds who share the same age group.  

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